Take a loan secured with real estate:
- interest starting from 7% per year;
- preliminary decision without leaving home.
Why is it worth taking real estate loan with us?
- we will consider any real estate mortgage;
- preliminary decision in 24 hours*;
- for preliminary decision, only a filled in loan application** and submission of photos of the real estate to be pledged are necessary***! (where land is pledged, documents with land data is needed);
- with an appropriate repayment method, premature repayment is possible without any additional costs!
- loan amount starting from LTL 5 000.
Real estate loan with monthly payments
- amounts starting from 5000 Litas;
- interests constitute from 7 % of the loan amount per year;
- loan maturity: 6-180 months;
- it is possible to choose a residual value for this loan:
- o You have the option of paying up to 70% of the loan amount at the end of the loan period as a single payment and the rest in monthly payments;
- o When the schedule expires, it is possible to prepare a new schedule for the principal amount left at the end.
- Sample payments
Real estate loan without monthly payments
- there are no monthly payments; the interest is paid at the beginning of the loan, repaying the loan takes place as a single payment at the end of the period; amounts starting from 5 000 Litas;
- interests constitute starting from 14 % of the loan amount per year, depending on the loan period;
- loan maturity: 2-24 months;
- at first the contract is formalized for up to one year, with the possibility of extending it by an additional year;
- sample payments.
Collateral
- dwellings are accepted as collaterals for the loan, the real estate, non-habitual buildings and land shall be accepted as loan collateral upon respective decision of the Country Credit Committee;
- the collateral has to be insured in an insurance company accepted by the credit provider;
- the collateral has to be kept under insurance protection during the whole loan period. The size of the insurance payment depends on the selected insurance company and conditions.
Applying for a loan
for applying, fill in the loan application, submit necessary documents and our loan specialist will contact you soon, necessary documents:
- loan application;
- an identity document of the loan applicant - passport, ID Card or driving license (issued no later than January 1, 2003). In case the persons are not citizens of the Republic of Lithuania, valid residence permits should be presented;
- a valuation report compiled by a real estate appraiser.
*With filled in application and on submission of photos (documents) of the real estate to be pledged.
** The credit application necessary to obtain the real estate loan can be filled in at www.bigbank.lt, by dialing our short number 1388, or at any BIGBANK branch office.
***Photos (documents) of the real estate can be sent to info@bigbank.lt or brought to any BIGBANK branch office.
