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Borrow up to 34 000 Litas

Borrow up to 4500 Litas

Borrow uo to 34000 litas

Real estate loan

BIGBANK's loan is a reasonable, simple and secure solution when you have a need for additional finances. A loan can be applied for by the clients of all banks - you do not need to have a previous client relationship with BIGBANK in order to apply for a loan. BIGBANK makes decisions, formalises the loan contract and disburses the loan quickly. For your convenience, the contract can be delivered to your home free of charge.

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Average payments when repaying the credit according to an annuity schedule* 
Loan amount
6  months
1 year
2 years
3 years
4 years
5 years
1 000
2 000
3 000
5 000
10 000
15 000
22 000
25 000
34 000

Use the loan calculator to calculate an approximate monthly payment.
 
Standard example of calculation of the annual percentage rate of charge:

If the consumer credit of LTL 2119.95 is taken for 12 months with 24.74% fixed annual interest rate and the credit is disbursed immediately, then the contract conclusion fee will be LTL 100.95, the monthly payment – LTL 201.21, the total amount payable by the credit receiver – LTL 2552.00 and the annual percentage rate of charge will be – 38.84%. 

*The monthly repayments given are approximate and may differ from the terms and conditions offered to you. The amount of the monthly payment and the annual percentage rate of consumer credit under the terms and conditions requested by you will be calculated when you contact our loan consultants (information hotline 1388).

 

Conditions of the loan

  • if the credit amount applied for does not exceed 11 000 LTL bank account statement is not required;
  • loan amounts: starting from 1000 to 34000 Litas;
  • interests constitute starting from 19% of the loan amount per year, depending on the loan term;
  • Contract conclusion fee depends of the credit amount, at least 95 litas;
  • maturity: from 6 months up to 60 months;
    • for existing clients up to 120 months;
  • use the loan calculator to calculate an approximate monthly payment;
  • clients of all banks can apply for the loan, your salary does not have to be received and you do not need to have an account at BIGBANK;
  • premature termination of the loan contract is possible at any time;
  • available at all client service offices of BIGBANK Lithuanian branch, at the Internet  www.bigbank.lt, via telephone 1388.

  

Documents, necessary for applying for a loan

  • loan application;
  • an identity document of the loan applicant - passport, ID Card or driving license (issued no later than January 1, 2003). In case the persons are not citizens of the Republic of Lithuania, valid residence permits should be presented;
  • applicant's provider's bank statements that indicate income and outgoings for the last six months (a statement taken from a bank must have bank's stamp on each page; clients of Internet banks can also print out a statement at the customer service offices of BIGBANK).*


Requirements to the applicant

  • the loan applicant has to be at least 18 years old, a citizen of the Republic of Lithuania or a foreign citizen, who lives in Lithuania and has a valid residence permit;
  • credit amount depends on the applicant's income;

 
Repaying the loan

  • it is possible to repay the loan on the principle of an annuity schedule, where both interest and the loan amount are paid monthly, whereas all monthly payments are of the same size;
  • premature termination of the loan contract is possible at any time.

 


Attention!

Please make sure you read the loan terms and conditions before you take a loan and consult our specialists if necessary.

Loan application

 * Credit committee can continue to offer a surety provider as additional credit collateral.

Requirements to the surety:

  • filled personal data sheet;
  • the surety provider has to be at least 18 years old, a citizen of the Republic of Lithuania or a foreign citizen, who lives in Lithuania and has a valid residence permit;
  • the surety provider's monthly income has to have been received on their bank account at least for the last 6 months (a statement taken from a bank must have bank's stamp on each page; clients of Internet banks can also print out a statement at the customer service offices of BIGBANK).

Client support