BIGBANK's loan is a reasonable, simple and secure solution when you have a need for additional finances. A loan can be applied for by the clients of all banks - you do not need to have a previous client relationship with BIGBANK in order to apply for a loan. BIGBANK makes decisions, formalises the loan contract and disburses the loan quickly. For your convenience, the contract can be delivered to your home free of charge.
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Average payments when repaying the credit according to an annuity schedule*
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Loan amount
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6 months
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1 year
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2 years
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3 years
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4 years
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5 years
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1 000
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2 000
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3 000
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4 000
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4 500
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Use the the loan calculator for calculating the monthly payments suitable for you.
Standard example of calculation of the annual percentage rate of charge:
If the consumer credit of LTL 2119.95 is taken for 12 months with 24.74% fixed annual interest rate and the credit is disbursed immediately, then the contract conclusion fee will be LTL 100.95, the monthly payment – LTL 201.21, the total amount payable by the credit receiver – LTL 2552.00 and the annual percentage rate of charge will be – 38.84%.
Conditions of the loan
- loan amounts: starting from 1 000 to 4 500 Litas;
- interests constitute starting from 19% of the loan amount per year;
- contract conclusion fee depends of the credit amount, at least 95 litas;
- maturity: from 6 months up to 60 months;
- up to 120 months for existing clients;
- clients of all banks can apply for the loan, your salary does not have to be received and you do not need to have an account at BIGBANK;
- premature termination of the loan contract is possible at any time;
- available at all client service offices of BIGBANK Lithuanian branch, on the Internet www.bigbank.lt, by telephone 1388.
Documents, necessary for applying for a loan
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loan application;
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an identity document of the loan applicant - passport, ID Card or driving license (issued no later than January 1, 2003). In case the person is not a citizen of the Republic of Lithuania, residence permit should be presented;
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in case a person is not citizen of the Republic of Lithuania, residence permit should be presented.
Requirements to the applicant
- the loan applicant has to be at least 18 years old, a citizen of the Republic of Lithuania or a foreign citizen, who lives in Lithuania and has a residence permit, which is valid for at least six months after the end of the loan maturity stated in the application;
- the offered loan amount depends on the applicant's income;
- in order to apply for the loan the applicant has to have gotten thoroughly acquainted with the conditions of applying for the loan and consulted our bank specialists, if necessary.
Repaying the loan
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it is possible to repay the loan on the principle of an annuity schedule, where both interest and the loan amount are paid monthly, whereas all monthly payments are of the same size;
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premature termination of the loan contract is possible at any time.
Attention!
Please make sure you read the loan terms and conditions before you take a loan and consult our specialists if necessary.
