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Bullet schedule

Sample loan repayments when only interest is paid on a monthly basis and the loan principal is repaid in full during the last month* 

 LOAN AMOUNT
3 MONTHS 11 MONTHS 23 MONTHS
  monthly
payment
(interest)
final
payment
monthly
payment
(interest)
final
payment
monthly
payment
(interest)
final
payment
1 000 37 1 037 36 1 036 33 1 033
2 000 73 2 073 73 2 073 67 2 067
5 000 183 5 183 182 5 128 167 5 167
7 000 257 7 257
255 7 255
233 7 233

Standard example of calculation of the annual percentage rate of charge:                                                                                                 If the consumer credit of LTL 2119.95 is taken for 12 months with 24.74% fixed annual interest rate and the credit is disbursed immediately, then the contract conclusion fee will be LTL 100.95, the monthly payment – LTL 201.21, the total amount payable by the credit receiver – LTL 2552.00 and the annual percentage rate of charge will be – 38.84%.

*The exact amount of monthly payment will be calculated when you choose the loan amount and repayment term and contact our loan consultant by telephone 1388.