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Credit line

Credit line helps to conveniently satisfy the temporary financial needs of a company, enabling the client to receive a loan in the extent of the credit limit at any time. The already repaid credit limit amount can be used again at any time during the maturity of the contract. With the help of credit line the company can conveniently cover irregular cash flow and unexpected expenses or finance the purchase of reserves of goods.


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Conditions of the loan
  • Credit amount starting from 10 000 LTL

  • Loan maturity: 3 to 12 months.

  • Interest rate from 8% per year.

  • Contract conclusion fee 1% of the credit amount, at least 800 LTL.

  • Charge on obligations 2% of the unused limit in a year.

  • Disbursement of the credit amount as one or several payments. Making disbursements within the credit limit is free.

Collaterals
  • As principal collateral we accept a mortgage on an immovable and/or surety of a private person.

  • As additional collateral we accept a commercial pledge on the assets of the company and/or guarantee of a company.


Applying for a loan
  • In order to apply, fill in the loan application, submit necessary documents and our Business Client Administrator will contact you soon.


Necessary documents
  • Loan application.

  • Annual report of the last financial year.

  • Balance and income statement of the current financial year, which are not older than three months.

  • Information about offered collaterals or valuation report.

  • Additional documents should be sent to address verslas@bigbank.lt.

Client support