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Operating loan

An operating loan is meant for cases when the company needs to make short term investments. With the loan it is possible to purchase larger reserves of goods, launch a new course of activity, purchase fixed assets or cover other extraordinary expenses. Paying loan interest takes place monthly, the credit amount can be repaid as monthly payments or in a full amount at the end of the period.


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Loan conditions
  • Credit amount starting from 10 000 LTL.

  • Loan maturity: 1 to 24 months.

  • Interest rate from 8% per year.

  • Contract conclusion fee 1% from the credit amount, not less that 800 LTL.

Collaterals
  • As principal collateral we accept a mortgage on an immovable and/or surety of a private person.

  • As additional collateral we accept a commercial pledge on the assets of the company and/or guarantee of a company.

  • Guarantee of INVEGA.


Applying for a credit
  • In order to apply, fill in the loan application, submit necessary documents and our Business Client Administrator will contact you soon.


Necessary documents
  • Loan application.

  • Annual report of the last financial year.

  • Balance and income statement of the current financial year, which are not older than three months.

  • Information about offered collaterals or valuation report.

  • Additional documents should be sent to address verslas@bigbank.lt.

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