If the consumer credit of LTL 2119.95 is taken for 12 months with 24.74% fixed annual interest rate and the credit is disbursed immediately, then the contract conclusion fee will be LTL 100.95, the monthly payment – LTL 201.21, the total amount payable by the credit receiver – LTL 2552.00 and the annual percentage rate of charge will be – 38.84%.