A flexible loan, in case of which it is possible to repay the loan by only one payment at the end of the period or, in case of a loan with monthly payments, you have the option of leaving up to 70% of the principal amount for the final payment.
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Sample payments when repaying the loan with a single payment at the end of the period (no monthly payments)*
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2 months
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6 months
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1 year
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Loan amount
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Inter. amount
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Monthly pay-
ment |
Final pay-
ment |
Inter. amount
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Monthly pay-
ment |
Final pay-
ment |
Inter. amount
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Monthly pay-
ment |
Final pay-
ment |
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5 000
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0
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5 000
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0
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5 000
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0
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5 000
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10 000
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0
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10 000
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0
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10 000
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0
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10 000
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|||
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15 000
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0
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15 000
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0
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15 000
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0
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15 000
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|||
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20 000
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0
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20 000
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0
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20 000
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0
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20 000
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|||
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30 000
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0
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30 000
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0
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30 000
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0
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30 000
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|||
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50 000
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0
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50 000
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0
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50 000
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0
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50 000
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|||
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80 000
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0
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80 000
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0
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80 000
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0
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80 000
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|||
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100 000
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0
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100 000
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0
|
100 000
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0
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100 000
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|||
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120 000
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0
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120 000
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0
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120 000
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0
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120 000
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|||
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150 000
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0
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150 000
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0
|
150 000
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0
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150 000
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Sample payments when repaying the loan with monthly payments, 70% of the principal amount at the end of the period*
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Loan amount
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6 months
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1 year
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2 years
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3 years
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4 years
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5 years
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6 years
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5 000
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10 000
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|||||||
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15 000
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20 000
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30 000
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50 000
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80 000
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100 000
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120 000
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150 000
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Real estate loan without monthly payments
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There are no monthly payments; the interest is paid at the beginning of the loan, repaying the loan takes place as a single payment at the end of the period.
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Amounts starting from 5 000 Litas.
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Interests constitute starting from 14 % of the loan amount per year, depending on the loan period.
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Loan maturity: 2-24 months.
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At first the contract is formalised for up to one year, with the possibility of extending it by an additional year.
Real estate loan with monthly payments
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Amounts starting from 5000 Litas.
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Interests constitute from 7 % of the loan amount per year.
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Loan maturity: 6-72 months.
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Use the loan calculator to calculate the approximate monthly payment.
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It is possible to choose a residual value for this loan:
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You have the option of paying up to 70% of the loan amount at the end of the loan period as a single payment and the rest in monthly payments.
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When the schedule expires, it is possible to prepare a new schedule for the principal amount left at the end.
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Applying for a loan
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An identity document of the loan applicant and surety provider - passport, ID Card or driving license (issued no later than January 1, 2003). In case the persons are not citizens of the Republic of Lithuania, valid residence permits should be presented.
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A certificate proving that there are no utility arrears.
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In case of a loan with monthly payments, also a bank account statement (required minimum monthly net income is 500 Litas).
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Available all over Lithuania:
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at all client service offices of BIGBANK Lithuanian branch;
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at the Internet www.bigbank.lt;
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by telephone 1388.
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Collateral
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Dwellings are accepted as collaterals for the loan, the real estate, non-habitual buildings and land shall be accepted as loan collateral upon respective decision of the Country Credit Committee.
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The collateral has to be insured in an insurance company accepted by the credit provider.
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The collateral has to be kept under insurance protection during the whole loan period. The size of the insurance payment depends on the selected insurance company and conditions.
The maximum possible loan amount depends on the market value of the real estate used as collateral for the loan. If the required loan amount is larger than the value of the real estate, you still should contact our loan specialists in order to find a solution suitable for you together.
Premature termination of the loan contract is possible at all times and does not bring along additional costs. As an exception, only in case of prematurely terminating a real estate loan with monthly payments, the payment of a service fee in the extent of the interest payments of up to 6 months has to be paid.
Attention!
Before taking a loan, examine the loan conditions thoroughly and consult our specialists if necessary.







